Our insurance is 100% optional. No obligation to subscribe. But if life happens, we cover your repayments.
If you lose your job involuntarily, we take over your monthly repayments for up to 12 months. You focus on finding a new job, we handle the loan.
In case of long-term illness or disability preventing you from working for more than 30 days, we cover your installments. No medical questionnaire for loans under €30,000.
In the worst case, your family should not inherit your debt. If you pass away, the remaining balance of your loan is fully paid by the insurance.
The complete peace of mind. Combines Job Loss + Disability + Life in one pack with 30% discount. 68% of clients choose this.
Real stories from clients who were protected when life happened.
"I lost my job 4 months after taking my loan. I thought I was ruined. Veltrus Job Protection covered 7 months of payments. No questions, no stress. They really saved me. The €9.90 was the best decision."
✔ Job Loss Protection used - 7 months covered"Accident with 3 months off work. As a freelancer, no work = no money. My disability insurance paid my loan during my recovery. Process in 48h. Very professional. I recommend the Full Pack to everyone."
✔ Disability Protection used - 3 months covered"We took the Full Pack for our solar loan. At first we hesitated, but for €24.90 we have total peace of mind with 2 kids. Transparent, optional, and they explained everything. Not like our bank."
✔ Full Pack - No claim yet, peace of mind"Great service. I added only Life Coverage for €8.50 to protect my wife if something happens to me. Cheap for the security it gives. Loan itself at 3% is unbeatable in France."
✔ Life Coverage - Family protected"I had a long illness. Veltrus handled everything online, no paperwork. My 5 monthly payments were covered. Customer support in German, super fast. I will come back for my next loan."
✔ Illness Protection used - 5 months covered"At first I didn't want insurance. But my advisor explained it's optional and cheap. I took the Full Pack. Best decision - you never know. And I can cancel anytime if I want. Very fair."
✔ Full Pack - 12 months active4.8/5 from 2,847 reviews • EU licensed insurance partner